There are three times when you may enroll or make changes: How and When to EnrollĮnroll online through Self Service > Benefits on Wolverine Access. You cannot add new dependents to your benefits as a retiree. The U-M dental plan covers orthodontic services for eligible dependents up to age 19 at 50% under all three options.Īs a retiree, dependents enrolled under your U-M dental plan at the time of your retirement continue coverage as long as they remain eligible. See Eligibility and Enrollment for more information on your eligibility for the U-M Dental Plan.Ĭovered dependent children may remain on your dental plan until the end of the month in which they turn 26. Refer to the Delta Dental PPO Dental Care Certificate for a detailed description of the U-M dental plan and a list of exclusions and limitations for each option.Ĭontact Delta Dental prior to receiving treatment if you have any questions about what your plan will cover.
Learn more about finding and selecting a dentist. If you visit a nonparticipating dentist, you will be responsible for any charges above Delta Dental’s fee schedule, in addition to any copay or deductible. A Delta Dental Premier dentist participates with Delta Dental but your out-of-pocket costs will be higher. Your lowest out-of-pocket costs with be with a Delta Dental PPO dentist. You can go to any dentist, but your out-of-pocket costs will vary depending on the level of the dentist’s participation with Delta Dental. View a comparison chart of the three Dental Plan options. The deductible does not apply to diagnostic and preventive services, emergency treatment to relieve pain, x-rays, sealants, periodontal maintenance, sealing and root planning, occlusal guards, and orthodontics. There is a $50 annual deductible per person and a maximum annual deductible of $150 per family. You and the university share the cost of Option 3. Coverage is 100% for any dentist for diagnostic, preventive, and basic services, and 50% for major services. Option 3 provides the greatest coverage and has the highest premium. There is a $50 annual deductible per person and a maximum annual deductible of $150 per family per benefit year. You and the university share the cost of Option 2.
Major services, such as crowns, implants and dentures, are covered at 50% with a PPO dentist and 40% with a Premier dentist.
#DENTAL OFFICE TOOLKIT PLUS#
Option 2 covers everything Option 1 covers, plus basic services including fillings and root canals at 100% with a PPO dentist and 60% with a Premier dentist.
#DENTAL OFFICE TOOLKIT FULL#
If you or your dependents need more extensive dental care, you may wish to consider Option 2 or Option 3.įor most faculty, staff, and retirees, the university pays the full cost for coverage for you and your eligible dependents enrolled in Option 1. However, members will pay a discounted rate for these services when they use a PPO or Premier dentist. It does not cover major services including crowns, bridges, implants, dentures, or repair of crowns, bridges, and dentures. Option 1 does not cover basic services such as fillings, root canals, or oral surgery for the treatment of gum disease. Delta Dental covers 100% of diagnostic and preventive services, with no deductible. Option 1 is for those who primarily need preventive dental work including regular checkups and cleanings. Non-surgical services to treat gum disease.Bitewing X-rays once per calendar year and full mouth X-rays once in any five-year period.Emergency treatment to temporarily relieve pain.Covered Diagnostic and Preventive ServicesĪll three options cover diagnostic and preventive services, including:
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